Study the following cases and answer the given questions:
(a) Chatan gats his oil-godown doubly insured against fire for Rs 5,00,000 with insurer 'Easy
General Insurance' and for Rs 15,00,000 with insurer 'Risk free Insurance (P) Ltd'. Due to
a short circuit, an unforeseen loss by fire of oil stock worth Rs 6 Lakh occurred on 11th
September. How much cornpensation can be claim from each of the insurers? Give reassons.
(b) Anand was suffering from terminal intestinal cancer disease, which he did not disclose
while taking a medical cum heath insurance policy from Star Health Insurance (P)Ltd.
Can he legally succeed to get claim for reimbrusement of hospitalization bills under the
Mediclaim policy? Why?