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An insurance policy-holder can submit up...

An insurance policy-holder can submit up to 5 claims. The probablity that the policyholder submits exactly `n` claims is `p_n`, for n = 0, 1, 2, 3, 4,5. It is known that (a) The difference between `p_n and p_(n+1)` is constant for n = 0, 1, 2, 3, 4, and (b) 40% of the policyholders submit 0 or 1 claim. What is the probability that a policy-holder submits 4 or 5 claims? (A)` 0.06` (B) `0.19 `(C) `0.26 `(D) `0.34 `

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