Indian Micro Finance Institutes (MFI) usually adopt that group- based lending models, which are of two types. SHG model and JLG model. SHG means Self Help Group and JLG means?
Indian Micro Finance Institutes (MFI) usually adopt that group- based lending models, which are of two types. SHG model and JLG model. SHG means Self Help Group and JLG means?
A
Joint Liability Game
B
Josh Liability Group
C
Joint Loan Group
D
Joint Liability Group
Text Solution
Verified by Experts
The correct Answer is:
D
Topper's Solved these Questions
Similar Questions
Explore conceptually related problems
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
As a nation, we are in a great dilemma on the financing of public higher educational institutions. Highly subsidized quality higher education, with admissions based strictly on merit, continues to be a great hope for upward socio- economic (345)[alternate]. This public demand has also ensured that there is consensus across the political spectrum on the need for setting up new IITs, IIMS, AIIMS, NITs, etc. On the other hand, as the number of such institutions increases, the (346) main] requirements for supporting them will prove to be a challenge. What are the alternatives? Globally there is a shift towards charging a higher (347) Fraction] of education costs as fees even in European countries where traditionally, higher education was completely free. For the purpose of inclusion of students from economically weaker sections, there is the provision of education loans, often at lower-than-commercial rates. This has resulted in education loan-driven higher education, which has clear_(348)[explicit] for blocking the socio-economic mobility of poor people, even in an affluent country like the United States. In a country like India, public-funded institutions where the full fee is financed through loans are undesirable for many reasons. One, it will make education inaccessible to many who cannot afford to be (349) [casted] with such large loans Second, heavy debt would result in higher education being seen more as capital investment. It would lead to the clear (350)__ Graduation objective of getting a quick return on investment. The net result would be that graduates would opt for safe career options - even more than they currently do-that provide the "highest package" and not those choices that may be low-paying but have greater social value and impact and which the graduate may (351) [needlessly] want to pursue. Medical education in India has already fallen into this trap, with high cost of education in private and foreign institutions, the increase in volume is not resulting in (352) [producing] access for a significant section of the population. Further, in the Indian socio-economic context where, even today, most students pursue academic programmes and careers that are forced on them by family and not out of their own choice, there is another great disadvantage. Just when we were seeing some change - in at least a small fraction of students the increase in fees or a greater loan burden would put the clock back The "loan model" is gaining (353) attenuations] in the public (354)_[regard] in India primarily driven by the stories of high-paying jobs for IIT graduates
IBPS & SBI PREVIOUS YEAR PAPER-PRACTICE SET-PRACTICE SET 4 (IBPS RRB OFFICE ASSISTANT MAINS EXAM)
- Who introduced the concept to Micro Finance in Bangladesh in the form ...
Text Solution
|
- What is the meaning of ''S'' in IFSC in Banking?
Text Solution
|
- Indian Micro Finance Institutes (MFI) usually adopt that group- based ...
Text Solution
|
- Who won Nobel Prize 2018 for Medicine?
Text Solution
|
- Who among the following is the winner of the 2018 Nobel Prize for Peac...
Text Solution
|
- B.C. Roy Award is given in the field of ………………….
Text Solution
|
- For what was Nobel Prize 2018 for Medicine given?
Text Solution
|
- In which year was Pulitzer Prize Established?
Text Solution
|
- Manoj Kumar Panday who was the recipient of Param Vir Chakra belongs t...
Text Solution
|
- Name the recepient of Bharat Ratna who was also awarded the ''Best Par...
Text Solution
|
- Railway Staff College is situated at
Text Solution
|
- In which of the following cities, the first sub-way train was strated ...
Text Solution
|
- Which is the river island of Brahamputra?
Text Solution
|
- Which dam is built on the Mahandi?
Text Solution
|
- Which is the largest river system of the peninsular India?
Text Solution
|
- Which of the following is not true about Pushkar Lake?
Text Solution
|
- Which of the following is matched correctly?
Text Solution
|
- Which of the following dams is not on the River Krishna?
Text Solution
|
- The city located on the banks of Gomati is
Text Solution
|
- Chutak Hydro-electric project being constructed by NHPC in Kargil is o...
Text Solution
|