In a given statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement, Give answer
1) if only assumption I is implicit
2) if only assumption II is implicit
3) if either I or II is implicit
4) if neither I nor II is implicit
5) if both I and II are implicit
Statement : Banks should always check financial status before lending money to a client.
Assumptions :
I. Checking before lending would give a true picture of the client's financial status.
II. Clients sometimes may not present the correct picture of their ability to repay loan amount to the bank.

Explanation

1