In given question statement followed by two courses of action numbers I, II and III. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follows (s) for pursuing.
Give answer(a) if only I follows, (b) if only II follows, (c) if either I or II follows, (d) if neither I nor II follows and (e) if both I and II follow.
Statement It is necessary to adopt suitable measures to prevent repetition of bad debts by learning from the past experiences of mounting non-performing assets of banks.
Courses of action I. Before granting loan to customers their eligibility for loan should be evaluated strictly.
II. To ensure the payment of instalments of loan, the work, for which loan was granted, should be supervised minutely on regular basis.

Explanation

(e) if both I and II follow.