select the most appropriate word to fill in the blank. Some people think that the credit card culture encourages people to shop compulsively and merely ______ debts. (a) accumulate (b) formulate (c) stimulate (d) simulate

Options

A. accumulate
B. formulate
C. stimulate
D. simulate

Explanation

Accumulate - gather
Accumulate is the most appropriate answer in the given context because here we are talking about gathering debts.