History Optional Mesolithic Sites Map Pointing Civil Services Main IAS UPSC #shorts #historyoptional

Read the given passage carefully and answer the questions that follow. Certain words are printed in bold to help you locate them while answering some of these. Financial exclusion is the main cause of poverty. Lack of opportunities and access to finance besides financial illiteracy are the main causes of financial exclusion. Financial inclusion is proving to be a major thorn in the path of Indian economic growth. Access to finance by the poor, disadvantaged and unprivileged group is a prerequisite for poverty reduction and social upliftment. One of the main reasons why the large section of the rural population still remains under below poverty line is lack of opportunities and access to finance besides financial illiteracy. Large sections of the rural population have no access to financial services and their only recourse is to borrow from money lenders, who charge exorbitant rates. Also, ignorance is rife, with concepts like insurance virtually unheard of. One of the main reasons why mass poverty is persisting in India is that the problem of financing the poor still remains unresolved (RBI, 2011a), with almost all states show more than 60% of populations below the poverty line. Projections based on NSSO data present a disturbing picture as population cut offs for average consumption for almost all states fall between the sixth and seventh deciles, statistics for which are available in its report “Key indicators of household expenditure in India.” Further fine-tuned, they deliver a precise percentage of population below the average spends (Sunday Times, 2012). The large section of population below the expenditure curve also points to a worrying inequity in incomes, something that should concern planners as the government looks to target benefits for those who need them through initiatives like food security and employment guarantees (Sunday Times, 2012). Source: http://www.lcbr- rchives.com/media/files/Manojkumar- Gandhi. pdf As per the passage, which of the followings are a prerequisite for poverty reduction and social upliftment? I. Financial inclusion of the poor and the under privileged section of the society is a necessary prerequisite for poverty reduction and social upliftment. II. Financial exclusion of the poor and the under privileged section of the society is a necessary prerequisite for poverty reduction and social upliftment. III. The poor and the under privileged section of the society need to be financially educated in order to reduce poverty and gain social upliftment

The given figure represents a single nephron from a mammalian kidney. Identify the labelled parts, match them with the functions (i-iv) and select the correct option. (i). The site of ultrafiltration. (ii). Particularly sensitive to ADH. (iii). The main site for the reabsorption of glucose and amino acids. (iv). Largely responsible for the maintenance of blood pH.